Payment Methods · W7

Wing Money & ABA Bank: Complete Deposit and Withdrawal Guide

Wing Money and ABA Bank are Cambodia’s most widely used local payment methods — and the fastest way to deposit and withdraw on 12BetKH.

Payment Method Overview

ItemWing MoneyABA Bank
TypeE-walletBank transfer
Deposit arrivalInstantInstant–1 hour
Withdrawal arrival1–24 hours1–24 hours
Minimum deposit$5$10
FeesCovered by platformCovered by platform
Who can use itNo bank account neededABA account required
Deposit on 12BetKH →

Wing Money Deposit Steps

  1. Log in to 12BetKH and click “Deposit” in the top right.
  2. Select Wing Money as the payment method.
  3. Enter the deposit amount (minimum $5).
  4. Get the receiving details: the system shows the Wing Money number and reference number.
  5. Open the Wing Money app: Transfer → Transfer to phone number → enter the receiving number and amount.
  6. Enter the reference number in the remarks field. This step is critical.
  7. Confirm the transfer: funds typically arrive instantly, maximum 15 minutes.
💡 Always include the reference number in the remarks field. Without it, funds may not reconcile automatically, causing delays.

ABA Bank Deposit Steps

  1. Log in to 12BetKH and select Deposit → ABA Bank.
  2. Enter the deposit amount (minimum $10).
  3. Get the receiving account details: account number, name, and reference number.
  4. Open the ABA Mobile app: Transfer → To ABA Account.
  5. Enter the details: account number, amount, and reference number in remarks.
  6. Confirm the transfer: funds arrive instantly to within 1 hour.

Withdrawal Process

Complete KYC verification before your first withdrawal.

  1. Complete KYC: upload front and back of your ID. Review takes 1–2 business days.
  2. Click Withdraw and select Wing Money or ABA Bank.
  3. Enter amount and receiving account: confirm it matches your deposit account.
  4. Submit the request: funds arrive within 1–24 hours after platform review.
💡 The withdrawal account must match the deposit account. Requests to a different account are typically rejected.

Key Tips to Avoid Delays

What to check every time
  • Always include the reference number in transfer remarks
  • Transfer amount must exactly match the deposit amount entered
  • The receiving account may change each time — use the one shown for that session
  • Confirm KYC is complete before requesting a withdrawal
  • Withdrawal receiving account must match the deposit account
  • If funds haven’t arrived after 2 hours, screenshot the transfer record and contact support

FAQ

How long does a deposit take to arrive?

Wing Money is typically instant, maximum 15 minutes. ABA Bank is instant to 1 hour. After 2 hours, screenshot and contact support.

Can I use Wing Money without a bank account?

Yes. Wing Money only requires a phone number — no bank account needed.

What documents are needed for KYC?

Front and back photos of a government-issued ID, plus a selfie holding the ID. Usually completed within 1–2 business days.

Key Takeaways
  • Wing Money needs no bank account and arrives instantly — simplest option
  • ABA Bank is equally fast for users who already have an account
  • Including the reference number in remarks is the key to avoiding delays
  • Complete KYC before your first withdrawal request
  • Withdrawal receiving account must match the deposit account

Important Disclaimer

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